Housing Associations

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Housing Associations

Development of affordable housing

As the leading provider of consumer protection for new homes in the UK, NHBC understands that risk management is central to the development of creating successful affordable (social, rented and shared ownership tenures) housing. With more than 70 years experience of raising construction standards, NHBC takes a rigorous approach to risk management and by working in partnership with you help to mitigate the building risks involved throughout the development of affordable housing.

Helping to manage your risk
HA Oakley wood image
A key part of our exceptional approach to risk management is 'Buildmark Choice' our  warranty and insurance cover. Available for up to 12 years it covers over 80% of all UK's new build social housing developments. It is specifically designed to protect Housing Associations (HAs) and other Registered Social Landlords (RSLs) build projects including new build, conversions and renovations, multiple occupancy projects, foyer schemes, student accommodation and mixed-use sites. This comprehensive warranty provides extensive cover for:

  • contractor insolvency during the build as an alternative for performance bonds
  • contractor defect liability and insolvency for up to 2 years after completion
  • building failures cover for latent defects significantly reducing the need for collateral warranties
  • loss of rent
  • independent Resolution service during the first 2 years after completion to resolve disputes about defects or damage with contractors
  • additional cover where NHBC has carried out building control
  • contaminated land, flue or chimney defects, covered as standard for up to at least 10 years
  • no excess or minimum claim value during the first 2 years
Supported by:
  • rigorous key stage site inspections designed to reduce building defects using our unrivalled technical expertise.
  • early engagement providing valuable technical advice and guidance, including advice on ground conditions, engineering and modern methods of construction. 
  • sustainability research, design, technical advice and assessment services. 
  • professional services to achieve compliance with Government regulation and funding requirements for social housing.
  • one point of customer service contact.
  • raising standards by rewarding excellence through our industry recognised Pride in the Job awards and sponsoring the CLG/RIBA Housing Design Awards.
NHBC supports you at every key step in the process:

Our collaborative approach is designed to help you manage your technical building risk from pre-planning to post-completion. We offer a wide range of services that can support you throughout this build process, from planning to design, build and customer handover. Selecting Buildmark Choice will provide not only the insurance cover you need, but also a comprehensive risk management package for our HA and other RSL customers.

[ Plan | Design | Build | Handover | First 2 yrs | Years 3-12 ]

More information on the specific products and services is available as follows:

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