Buildmark policy document
To see all the terms and conditions, please see the current Buildmark policy document that applies to newly built, converted or renovated homes registered with us from 1 October 2019.
Buildmark is our warranty and insurance product for newly converted homes for private sale
We recognise that each conversion project is unique and many are technically complex. That’s why we have a dedicated technical team of surveyors who specialise in conversions to help you manage the risks of development.
Our work on conversions is managed by our team of specialist surveyors and inspectors. The team provides national consistency in interpretation of the NHBC Standards on variable and complex conversion schemes.
Recognising that each conversion project is unique, we will arrange a site meeting with you as soon as a conversion is registered with us so that we can work with you to identify project risks.
We are the leading warranty and insurance provider for new homes in the UK. Our Buildmark product covers around 80% of new homes built in the UK.
Buildmark provides the home buyer with deposit protection from exchange of contracts as well as warranty and insurance cover for the home for up to 10 years after the legal completion date.
For consistency, quality and efficiency many of our builders choose to work with us for Building Control as well as services such as health and safety consultancy, energy ratings and land quality endorsement. We are a unique source of information, data and support.
Buildmark is our warranty and insurance product for newly built or newly converted homes. It currently protects around 1.5 million homes in the UK.
Buildmark provides pre-completion deposit protection; a two year builder warranty period backed by the NHBC resolution service and guarantee; and then an eight year insurance policy for physical damage to the home caused by a failure to build to the NHBC requirements.
Protection for purchaser’s deposit between exchange of contracts and legal completion
Up to 10% of the original purchase price or £100,000, whichever is lower
Up to £500,000 warranty and insurance cover for newly converted homes
Up to £5 million warranty and insurance cover for newly converted continuous structures
Years 0-2 Builder warranty period and NHBC guarantee
Years 3-10 Buildmark insurance period
The above applies to policies for plots registered with us from 1 October 2019. Please see the full Buildmark policy document below for all the conditions and exclusions that apply. Homes registered prior to 1 October 2019 may benefit from insurance protection for certain breaches of Building Regulations if NHBC Building Control Services Limited is appointed for and carries out building control for the property. If we have provided this cover, it will be clearly shown on the Buildmark insurance certificate, and a description of the cover included in the policy booklet. Please refer to your own policy documents for all the terms and conditions that apply to your home.
* The minimum claim value explained: We don’t require policyholders to pay the first part of any claim. Instead, we operate a minimum claim value (MCV) which means that if the cost of a valid claim exceeds the MCV we will do the work or pay the cost in full and the policyholder will not have to make any contribution. The MCV for plots registered from 1 April 2019 is £1,750 (increasing by £50 on 1 April in each subsequent year).
You need to be registered with NHBC to offer Buildmark warranty and cover for your new homes. If you're not yet
registered with us, please visit the NHBC registration section first. If you’re already registered with us, you can
send us the details of your new site straight away.