h1.homeownerBanner{
	background: url('../../img/homeOwner/banner.jpg')  no-repeat 100% 100%;
	width:970px;
	height:157px	
}

#lowerContent #centreColumn{
	margin: 0 0 20px 0;
	color:#3b4f5b;
}

#lowerContent #centreColumn #intro{
	margin: 0 0 20px 0;
	
}

#lowerContent #centreColumn #homeWarranties{
	margin: 0 0 20px 0;
	background: url('../../img/homeOwner/trowel.jpg') no-repeat 100% 100%;

}

#lowerContent #centreColumn #problems{
	margin: 0 0 20px 0;
	background: url('../../img/homeOwner/keys.jpg') no-repeat 100% 100%;

}

#lowerContent #centreColumn #infoPacks{
	margin: 0 0 20px 0;
	background: url('../../img/homeOwner/brochure.jpg') no-repeat 100% 100%;

}

	#lowerContent #centreColumn #homeWarranties p, #problems p, #infoPacks p{
		margin: 0 120px 0 0;			
	}
	

	#lowerContent #infoSignUpColumn .info{
		background: url('../../img/homeOwner/trowelHouse.jpg') no-repeat 100% 30%;	
		margin: 0 0 20px 0;
	}
	
	#lowerNavigation {
		margin: -15px 0 0 0;
		padding:0px;
		text-indent:0px;
	}

	#lowerNavigation a.head {
		cursor:pointer;
		color: #1d2172;
		display:block;
		padding:0px;
		text-decoration: none;
		margin: 15px 0 5px 0;
	}

	#lowerNavigation a.head span.arrow{
		background: url('../../img/builders/collapsed.gif') no-repeat 100% 6px;
		padding: 0 0 0 15px;
	}

	#lowerNavigation li.border{
	/*	margin: 0 0 0 180px;
	*/	/*border-top: 2px #ebf1f4 solid;*/
	}

	#lowerNavigation a.head:hover {
		color:#FF0000;
	}

	#lowerNavigation a.selected {
		color: #ff0000;
	}

	#lowerNavigation a.selected span.arrow{
		background-image: url('../../img/builders/expanded.gif');

	}

	#lowerNavigation a.current {
	 	color: #577486;	
		text-decoration: underline;
	}


	#lowerNavigation ul {
		border-width:0px;
		margin: 0;
		padding:0;
		text-indent:0px;
	}

	#lowerNavigation ul li {
		list-style:none outside none; 
		display:inline;		
	}

	#lowerNavigation li li a {
		font-size: 0.9em;
	 	color: #577486;	
	 	display:block;
		text-decoration: none;
		margin: 0 0 5px 0;
		padding: 0px;
	}
	#lowerNavigation li li a:hover {
		text-decoration: underline;
	}