Your Buildmark policy Your Buildmark policy

Build-to-Rent / Private Rental Sector homes

Buildmark Choice is our warranty and insurance product for protecting investor assets in build-to-rent and private rental or mixed use schemes

Why choose NHBC for the Build-to-Rent and Private Rental Sector (PRS)?

We are an experienced partner in managing development risk for major build-to-rent and private rental and mixed-use schemes. Our teams have been involved in some of the most iconic and complex residential projects in recent years, using their expertise and experience to add real value.

Flexible cover

Recognising that all build-to-rent and PRS schemes have different requirements, we offer flexible cover to suit your client’s needs including: structural defects-only insurance; flexible warranty periods; the flexibility to deal with future owners if the property is later sold. Our underwriting team is available to guide you and your client through the options.

Flexible cover

Dedicated multi-disciplinary team

Expert NHBC project managers, surveyors, engineers and building inspectors are all at your disposal from design stage, through construction to completion. The team provides a proactive, coordinated, solutions-based approach with a single point of contact.

Dedicated multi-disciplinary team

Association with an market-leading brand

We are the UK’s leading new home warranty and insurance provider, recognised by consumers and institutional lenders. With over 80 years’ experience in helping to improve the construction standards of new homes and protecting assets from major defects, we understand how to manage the risks of development.

Association with an industry-leading brand

Commercial Building Control and other specialist consultancy services

For consistency, quality and efficiency many of our customers also choose to work with us for Building Control (and where relevant, our specialist Commercial Building Control team) as well as services such as health and safety consultancy, sustainability and land quality endorsement. We are a unique source of information, data and support.

Commercial Building Control and other specialist consultancy services

What is Buildmark Choice?

Buildmark Choice is specially designed to protect landlords of newly built or newly converted homes which are built to be rented out or for shared ownership in the private, affordable or social housing sectors.

Overview of Buildmark Choice cover


Warranty and insurance

We work on high value schemes, offering defects insurance and warranty based on your client's project requirements.


Continuous structures

Warranty and insurance cover for continuous structures based on your project's requirements.

10/12 YEARS

Cover period

10 or 12 years Latent Defects Insurance, with the option of up to two year builder liability period, depending on your client's requirements.

Policy includes

  • Loss of rent cover, alternative accommodation and storage
  • Flexible policy excess - standard excess is £1150 (for plots registered from 1 April 2018, rising £50 on 1 April each subsequent year)
  • Cover for breaches of certain Building Regulations (where we carry out Building Control)
  • Cover against contaminated land

Please see the full Buildmark Choice policy document below for all the conditions, limits and exclusions that apply.

Additional cover options

It may also be possible for your client to enhance the cover provided by Buildmark Choice with the options below.

  1. Cover for contractor insolvency before practical completion.
  2. Cover for professional fees incurred in connection with a valid claim.
  3. Adding an extra two years to the eight year insurance part of the policy, making the total warranty and insurance period 12 years from the date on the Buildmark Choice certificate.

Buildmark Choice policy document

To see all the terms and conditions and policy limits that apply, please see the current Buildmark Choice policy document that applies to newly built, converted or renovated homes registered with us from 1 April 2018.

  Download PDF

Buildmark Policy Document

Machinery Inherent Defects Insurance

Elements of communal developments can sometimes carry additional risks, which may not currently be covered by Buildmark Choice. So, in conjunction with HSB Engineering Insurance, a market-leading underwriter of engineering risks, we are able to introduce you to two types of Machinery Inherent Defects Insurance, for either apartments or for district heating.

Find out more

NHBC Services Limited is an Introducer Appointed Representative of Arthur J. Gallagher (UK) Ltd, registered in England and Wales: 01193013, The Walbrook Building, 25 Walbrook, London, EC4N 8AW. Authorised and regulated by the Financial Conduct Authority.

What to do next...

You need to be registered with NHBC to offer Buildmark Choice warranty and cover. If you’re not yet registered with us, please visit the NHBC registration section first. If you’re already registered with us, you can send us the details of your new site straight away.

Buildmark Policy Document

Frequently asked questions

Check out our list of frequently asked questions and answers.
If you can't find what you're looking for, please contact us.

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