In this period of the policy, (in NHBC we sometimes refer to this as "section 3") cover is provided where there is damage caused to specified parts of the property because the builder did not comply to NHBC's Technical Requirements.
The damage or issue must have occurred and be notified to NHBC during this period of the policy.
The parts of the property that are typically covered:
- flues and chimneys
- external walls to the property (i.e. house, bungalow)
- internal stairs
- glazing (Double or triple glazing panes to outside windows and doors)
Some parts are not covered such as plumbing, electrics and gardens.
Please note this is for guidance only. Please refer to your policy schedule and policy booklet for full details of the cover provided.
Contaminated land cover
We also provide insurance cover for contaminated land if you receive a statutory notice for your land or a statutory notice could be issued because of the condition of your land.
Building Regulations cover
This cover will only apply if we provided the building control service for your property. If we did, this will be stated on the Buildmark certificate for your property.
The cover applies if there is an imminent danger to someone’s physical health or safety because the builder failed to meet certain parts of the Building Regulations when building the main structure of your property.
We ceased offering Building Regulation cover from 1 October 2019.
The above is for guidance only. Please refer to your policy schedule and policy booklet for the full details of the cover provided on your property.