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At NHBC we are committed to providing excellent service and products and greatly value the feedback we receive from our customers. We always aim to treat our customers fairly in all our dealings with them and whilst we hope this will be achieved there may be occasions where things don't go as planned.

If a consumer is dissatisfied with the decision we have reached on their complaint, they may be able to refer their complaint to the Financial Ombudsman Service ('FOS') for independent review. The FOS website, www.financial-ombudsman.org.uk, also provides data in relation to complaints they have received about NHBC.

The Financial Conduct Authority ("FCA"), the regulatory body that governs the financial services industry, sets out standards for how insurers and banks must handle customer complaints.

The following table provides our complaints data for the period 1 October 2024 – 31 March 2025.

Number of complaints opened698
Number of complaints closed686
Number of complaints closed within 3 days (%)2%
Number of complaints closed within 8 weeks (%)97%
% of complaints upheld53%
Main cause of complaints openedProduct performance/features

During the period 1 October 2024 – 31 March 2025 we received 698 complaints. As the number of policies in force during the same period was 1.45 million, this equates to 0.48 complaints per 1,000 policies.