Board of Directors

Elizabeth has over 25 years of banking experience, with a focus on real estate, mortgage lending and credit analysis. She was most recently the CEO at Moat Homes. During her time at Moat, Elizabeth was also a Non-Executive Director at the National Housing Federation and chaired its Audit and Risk Management Committee. Prior to joining Moat, Elizabeth held Director roles at Ernst & Young, Savills and DTZ (now Cushman’s) specialising in the finance of residential real estate. Chair of the affordable housing provider which forms part of the Octopus Group.

Chair of NewArch Homes Limited

Paul has over 30 years’ experience in the financial services industry and insurance sector, primarily as a Partner at KPMG where he was the European lead for Insurance Consulting. Paul retired from KPMG in 2014.

Non-Executive Director and Chair of the Audit Committee Zurich Assurance Limited

Non-Executive Director and Chair of the Audit Committee at AXA XL Insurance Company Limited and AXA XL Underwriting Agencies Limited

Non-Executive Director and Chair of Metlife UK Ltd

Non-Executive Director and Finance & Audit Committee Chair at the English Table Tennis Association Limited

Qualified Chartered Accountant and Fellow of the Institute of Chartered Accountants in England & Wales (ICAEW)

Alison has held various executive and non-executive roles within Aviva plc, including the position of CEO of Aviva Ireland. Additionally, Alison has extensive financial services experience, gained in senior roles with Santander, Bupa, Lloyds TSB and AXA UK. Previously, she was a Non-Executive Director of Hastings Group Holdings plc, Equiniti Group plc and Bank of Ireland (UK) plc.

Non-Executive Director and Chair of the Remuneration and Nominations Committee at Railpen

Non-Executive Director of Railway Pension Investments Limited

Tesula has over 25 years’ experience in the financial services industry including the investment banking sector. Tesula was previously a Managing Director at JP Morgan and UBS, specialising in corporate finance for financial institutions and pension funds. Tesula was also a founding member of the management team of Paternoster, the specialist bulk annuity insurer. She has also worked as an independent corporate finance consultant.

Non-Executive Director and Chair of the Audit and Risk Committees of the RAC Group (Holdings) Limited and subsidiaries

Non-Executive Director of Close Brothers Group Plc & Close Brothers Limited

Trustee of Variety, the Children’s Charity.

Qualified Chartered Accountant and Fellow of the Institute of Chartered Accountants in England & Wales (ICAEW)

Teresa has a wealth of experience in executive and non-executive roles across the financial services, retail, technology and mobile industries, including five years at HSBC Bank where her roles included head of strategy & planning, and deputy head of Direct Bank First Direct.

Non-Executive Director and Audit Committee Chair of Fidelity Holdings (UK) Ltd

Non-Executive Director and Audit Committee member of FIL Investment Services (UK) Limited

Non-Executive Director Liverpool Victoria General Insurance Group Limited and Liverpool Victoria Insurance Company Limited

Non-Executive Director Allianz Holdings plc

Non-Executive Director and Chair of the Audit Committee at Avida Finance

Non-Executive Director of Highway Insurance Company Limited 

Fellow of The Chartered Institute of Management Accountants

Tim is former Group CEO of Keepmoat, the UK’s leading privately owned partnership home builder delivering around 4,000 homes annually. Prior to this, he was appointed to the Executive Board of Crest Nicholson PLC as Chairman of the Southern, Chiltern, and Southwest divisions, and was part of the management team that led Crest Nicholson’s 2013 flotation onto the main public market. Tim is a chartered town planner with over 25 years experience in the housebuilding industry, he holds an MBA with Distinction from Nottingham University Business School, where he remains an Entrepreneur in Residence. Tim Chairs the Construction Quality Expert Panel.

Chartered Member of the Royal Town Planning Institute, MRTPI

Dame Bernadette is the former Permanent Secretary at the Department for Transport (DfT), having previously served as Director General in DfT and the Department for Business, Innovation and Skills (BIS).

Throughout her Civil Service career, she helped to develop and deliver Government policy across infrastructure, planning, housing supply, corporate governance, industrial strategy, local growth, and devolution.

Her experience also includes senior roles at the Department for Communities and Local Government, HM Treasury, the Cabinet Office, and the Prime Minister’s Policy Unit.

Bernadette holds an MBA from Imperial College London. She was appointed Dame Commander of the Order of the Bath (DCB) in 2022, following her earlier appointment as Companion of the Order of the Bath (CB) in 2010, and received an honorary doctorate from the University of Hull in 2023.

Non-executive director of Youth Futures Foundation

Council member of the University of Warwick.

Keith has over 25 years’ experience in financial services, including in senior Audit and Risk leadership roles within the insurance sector. Keith was appointed Group Chief Risk and Compliance Officer at Admiral Group in September 2022, joining from Federated Hermes Limited where he served as Chief Risk and Compliance Officer from 2020. 

Prior to this, he was Chief Risk and Resilience Officer at M&G and a member of the leadership team that prepared the business for its de merger from Prudential. 

While at Prudential, Keith held a number of senior roles, including Group wide Head of Internal Audit. Earlier in his career, Keith held risk management and audit roles at Standard Chartered, Standard Bank and Deutsche Bank, and spent two years in the Policy team at the Financial Services Authority.

Independent member of the Glamorgan County Cricket Club