New Homes for Private Sale

Buildmark is our market-leading warranty and insurance product for new homes built for private sale

Why choose NHBC warranty and insurance for new homes for private sale?

Builders and developers choose to register with us each year because they value their association with the NHBC brand and so that they can offer our Buildmark warranty and insurance cover on any new homes they build. The benefits of working with us and our Buildmark cover include:
 

What is Buildmark?

Buildmark is our warranty and insurance product for newly built or newly converted homes. It currently protects around 1.5 million homes in the UK.

Buildmark provides pre-completion deposit protection; a two year builder warranty period backed by the NHBC resolution service and guarantee; and then an eight year insurance policy for physical damage to the home caused by a failure to build to the NHBC Technical Requirements.

10%
Protection for purchaser's deposit between exchange of contracts and legal completion Up to 10% of the original purchase price or £100,000, whichever is lower
£1m
New build warranty and insurance cover up to £1m, up to £500,000 for conversions
£25m
Warranty and insurance cover for new build continuous structures up to £25m and up to £5m for conversions

Policy also includes

  • Cover for alternative accommodation and storage costs
  • Minimum claim value* instead of an excess
  • Cover against contaminated land

The above applies to policies for plots registered with us from 1 October 2019. Please see the full Buildmark policy document below for all the conditions and exclusions that apply. Homes registered prior to 1 October 2019 may benefit from insurance protection for certain breaches of Building Regulations if NHBC Building Control Services Limited is appointed for and carries out building control for the property. If we have provided this cover, it will be clearly shown on the Buildmark insurance certificate, and a description of the cover included in the policy booklet. Please refer to your own policy documents for all the terms and conditions that apply to your home.

* The minimum claim value explained: We don’t require policyholders to pay the first part of any claim. Instead, we operate a minimum claim value (MCV) which means that if the cost of a valid claim exceeds the MCV we will do the work or pay the cost in full and the policyholder will not have to make any contribution. The MCV for plots registered from 1 April 2019 is £1,750 (increasing by £50 on 1 April in each subsequent year).


VIEW CURRENT BUILDMARK POLICY DOCUMENT

What to do next...

You need to be registered with NHBC to offer Buildmark warranty and cover for your new homes. If you’re not yet registered with us, please visit the NHBC registration section first. If you’re already registered with us, you can send us the details of your new site straight away.

Get a guide price for Buildmark cover

Get Price

Register a new site for Buildmark (SNIN)

Register

Join or Re-join the NHBC register

Join

Contact us to discuss your project

Contact